Florida Home Insurance Is Changing. We Have the New Rates.
The 2026 rate drops are here. 17 new carriers are competing for your business. Don't renew your policy without checking the new market rates first.
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2026 Market Guides
Actionable Insurance Intelligence
Florida Home Insurance Rates Dropping in 2026
The relief is finally here. Broward County seeing 14.1% cuts. Learn how to capture these savings on your next renewal.
Citizens Depopulation 2026: Takeout Carrier Guide
Received a letter from Citizens? Learn about the 20% rule and research new carriers like Manatee, Apex Star, and Mangrove.
Why Is My Home Insurance So Expensive in Florida?
Florida premiums average $8,292/year — nearly 3x the national average. Here's exactly why and what you can do about it.
Citizens Insurance vs. Private Market Florida
Citizens is the insurer of last resort — not always the best option. Learn when to stay and when to switch.
Home Insurance Dropped by Carrier in Florida: What to Do
Over 580,000 Florida homeowners were dropped in 2024. Here's your step-by-step action plan.
Home Insurance With a Roof Over 15 Years Old in Florida
Many carriers won't insure roofs older than 15 years. Here's how to find coverage and what it will cost.
Wind Mitigation Inspection Fort Lauderdale
A $150 wind mitigation inspection can save you $500–$2,000/year on your Broward County home insurance premium.
How to Lower Your Home Insurance Premium in Florida
12 proven strategies Florida homeowners use to reduce their premiums — some can save you over $1,000/year.
Best Home Insurance Companies in Florida 2026
We ranked Florida's top carriers by price, claims satisfaction, and financial strength. Updated for 2026.
Local Florida Insurance Guides
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